When Do you say enough to giving?

I have a dilemma. My guild has a community quilt program. We make and give quilts to people who, for one reason or another are having a hard time and need a little help.
My goal for the last few years has been to donate three quilts each year to this program. I’ve met or exceeded this goal each year. I’ve also helped run a couple of workshops where we got together and worked on community quilts.
This year I’m very busy, between house hunting, packing, moving and working overtime I don’t have a lot of free time. That isn’t really my dilemma though, I’m always busy. The real problem is that I’m broke and most of my family is having financial problems. I feel like my time and money would be better spent making quilts for my family and friends rather than strangers. Family does come first.
My goal has always been to make a bed quilt and a sofa quilt for every member of my family and some of my friends. I haven’t reached that goal yet. Big family you know!
With the economy getting worse all the time a lot of people will be forced to cut back on giving and then the people who do need help and don’t have family won’t get any. So that’s my dilemma, I want to make quilts for my family and am thinking of not donating to my guild’s community program this year. I’m feeling guilty about it, what do you think I should do?